Your current debt is far too high. You have added personal loans and revolving credits. You must reduce your monthly payments urgently to avoid the disaster. But, how to make a credit redemption ? You just have to make a credit to pay back all the consumer loans and cash reserves. We study your credit application to consolidate all your personal credits, all without changing banks. Do not wait, a credit redemption or credit consolidation can allow you to balance your budget again.
How to prepare your credit redemption request?
As for making a loan, you will do an online simulation of credit surrender. By indicating the monthly payment of your mortgage or the amount of your rent, then all of your consumer credit including your car loan, your revolving credits and your new project to finance work for example and finally your income sustainable.
We then do a credit redemption simulation.
Consolidation of loans without mortgage
This grouping allows you to keep your mortgage if you have one. The duration of the loan repurchase is spread from 5 years to 15 years depending on the specialized banks. We can group up to 200 000 dollars for the owners and up to 100 000 dollars for the tenants. This formula allows you to renegotiate your mortgage in the second time to take advantage of lower interest rates and reduce the total cost. Renegotiation of credit is always possible, it must be solicited.
The repurchase of credit immo and conso
Sometimes it is not possible to keep your home loan. To avoid being stuck at the Bank by filing an over-indebtedness file, it is therefore possible to make a redemption of all credits including the mortgage; it is a mortgage loan. The maximum duration is 35 years and up to your 95 years, age at the end of the loan. It is very rare to exceed 85 years at the end of the loan. The purchase of consumer credit with cash may very well be a credit redemption with a mortgage to benefit from a lower interest rate. We can offer a borrower insurance delegation to save even more.
If you still ask the question: how to make a credit redemption, we are at your disposal to answer all your questions. It should be known that it is not possible to make a redemption of credits overindebtedness.