It is often easy to redeem credit online, but it is important to talk to and talk to a credit union specialized in credit consolidation. Do not wait, a credit redemption or credit consolidation can allow you to balance your budget again.
Should you renegotiate your mortgage or buy a home loan?
It is imperative to start by renegotiating your mortgage loan in your bank to get a better credit rate and a smaller monthly payment or a shorter remaining term. But when you have accumulated consumer credit and your debt is very important, your banker sees “red” and closes the door to any discussion. That’s why a credit buy-back of all your personal loans will result in only a single redemption loan with a reduced monthly payment and a new, correct debt. Only then can you go back to your banker to renegotiate your mortgage with much better success.
Should we go through a broker to make a loan redemption?
It is best because a broker specializing in credit redemption, makes many credit simulations to find the best formula, the most economical and the most advantageous for you. We have access to all banks specializing in credit buybacks, with preferential credit rates. Thus, we will have the best rate for a purchase of consumer credit among all the offers of the moment. You will not have access to this advantageous offer by being alone in front of your computer.
How to go about buying a new loan?
A few years after a first credit surrender, you may need to redo the transaction for different reasons. We will calculate the early repayment of the first redemption and contact the few banks proposing a solution adapted to your case. We will choose the best solution to get you out of this situation.
Can we combine a mortgage with a credit conso?
Yes. A grouping of credit is possible from the moment when one regroups at least two credits or debts exigible (consumption, real estate, reserve of money, overdraft, tax debt, family debt or other debt.) We are here to answer all your questions, do not hesitate to call us, we will be delighted to provide you with an answer.